I had quite the imagination and curiosity when I was younger. I can remember daydreaming about all types of things which shaped my world into limitless possibilities.
I loved movies and stories that made me think differently which challenged my curiosity to imagine a world beyond what I thought could ever be possible.
As a young boy, my imagination fueled a sense of optimism untethered to physical limits, practicality, or man-made rules. Anything was possible, and nothing could stand in the way. It was hard to understand why adults didn’t have the same sense of hopefulness.
Fast forward decades later, I sit here today thinking about where that boy with his boundless imagination and optimism have vanished to.Read more
The first desktop computer I bought myself was a Sony Vaio. It came in this really hideous color with a large CRT monitor and tower.
It ran Windows ’98. Like all store bought computers, it had its fair share of bloatware—which is pre-installed software you don’t ask for.
One software in particular that I took the time to figure out, though, made my financial life so much easier: Quicken–a personal finance and budgeting software.
That was years ago and I still use Quicken to track my finances to this very day. I use it to keep track of income, expenses, investments, payments, net-worth, and budgets. I also use it to reconcile my bank and credit card statements every month. Read more
I’ve been a saver for as long as I can remember. I tried to save what I could when I could.
Working for tips at a younger age, I remember making deposits of my daily tip money in a shoe box wrapped in duct tape (my version of tamper proof) with a hole big enough to insert a folded stack of cash.
I used a sticky note with a paperclip to mark the date and amount I earned. I’d count the money and deposit it into a bank savings after 6+ months. It wasn’t a lot of money but this was a great way to save. In retrospect, I was essentially forming a new, pay-yourself-first habit.
The more I saved, the more I began to compare the buying power of my total savings to material things I could purchase in cash if I wanted to. Funny thing, though, once you have a good pile of money saved up, you tend to think twice about spending it.