How do you decide who to pay after you get paid?
Some may say: “Well, I have a budget.”
Sure, a budget may be the obvious answer.
Before that, though, what was your thought process leading up to creating your budget?
If you don’t have a budget, the same question still applies: How do you decide who gets your hard earned income and why?
Whether you have a formal process or a simple flexible mental exercise (aka no process), the only right answer is the process that works for you.
Just the thought of doing a budget can seem tedious. The goal is try different methods until you find one that sticks, and eventually make your own.